Onchain Payments & Loyalty

Transactions into Ownable Relationship

An onchain payments and loyalty platform built for everyday businesses on Arbitrum. Start with familiar fiat workflows, adopt USDC when ready.

Fiat Payments

Keep the workflows you know while we bridge the gap to onchain.

USDC Ready

Switch to stablecoins whenever you're ready for instant settlement.

Ownable Loyalty

Programmable rewards that travel with your customers anywhere.

Platform

From Checkout to Customer Loyalty

Hardware and software that turns every payment into a programmable relationship—from vending machines and kiosks to dashboards and beyond.

TokoTap

Smart vending interface that accepts fiat and crypto payments. Every purchase builds onchain loyalty rewards that customers can redeem across your entire network.

TokoPOS

iPad point-of-sale built on Arbitrum that seamlessly accepts fiat and USDC. Issue onchain loyalty rewards automatically with every sale, and let customers earn points they actually own.

TokoTerminal

Self-service kiosks that reduce wait times by 60%. Empower customers to order, customize, and pay—all without staff intervention.

TokoDesk

Merchant dashboard for managing payments, loyalty programs, and customer relationships. Launch programmable rewards, track onchain settlements, and see how your business grows—all in one place.

TokoPay

Payment infrastructure built on Arbitrum that starts with fiat and scales to USDC. Automatically issue onchain loyalty points with every transaction and settle instantly with low fees.

TokoConsole

Enterprise-grade admin portal for managing your entire ecosystem. Configure devices, monitor health, and deploy updates across thousands of locations instantly.

Industry Solutions

Loyalty That Travels With Customers

Industry-specific apps that turn everyday transactions into programmable, ownable relationships between you and your customers.

TokoPOS

iPad POS that starts with card payments and grows into crypto. Build customer loyalty onchain while keeping the checkout experience your staff already knows.

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TokoCoffee

Coffee shop app with programmable loyalty rewards. Customers earn points they own, redeem across locations, and you gain insights into behavior—all powered by onchain infrastructure.

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TokoMenus

Update menus instantly across all locations from a single dashboard. Dynamic pricing, seasonal specials, and real-time inventory sync—all in one place.

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TokoDesk

Dashboard for managing your onchain loyalty programs and payments. Track customer engagement, analyze redemption patterns, and see settlements—whether in fiat or USDC.

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The Toko Advantage

Onchain,
Without the Complexity

We quietly move your rewards, settlements, and customer engagement onchain—while you keep using the familiar fiat workflows you already know.

Start With Fiat

Use the workflows you already know. Toko works like traditional payment and loyalty systems—no blockchain expertise required.

Quietly Onchain

Rewards, settlements, and customer engagement move onchain in the background. You don't change, but you gain programmability.

USDC When Ready

Adopt stablecoins at your own pace. Start earning lower fees and instant settlements whenever you're comfortable.

Programmable Relationships

Every transaction becomes an ownable, composable relationship. Build loyalty that travels with your customers.

Arbitrum Powered

Built on Ethereum's leading Layer 2. Enjoy low fees, fast transactions, and the security of Ethereum—without the complexity.

Built for Everyday

From vending machines to coffee shops and retail stores. Toko brings onchain infrastructure to everyday businesses.

Success Stories

Trusted by Customers

See how forward-thinking companies are transforming their business with Toko.

TripXplo

10K+ users

"Toko helped us launch our loyalty program 3x faster than expected. The platform just works."

Live Pilot

Togethr

95% retention

"The seamless integration and real-time analytics have transformed how we engage with our community."

Live Pilot

RhinoRun

50K+ daily active

"Toko's platform scales effortlessly as we grow. It's the infrastructure we can rely on."

Live Pilot

Start With Fiat.
Grow Onchain.

Launch loyalty programs that customers actually own. Build programmable relationships.

No credit card
14-day free pilot
Setup in 24h